Natural Disaster Risk in Wounded Knee
South Dakota
5.7out of 10
Risk Summary for Wounded Knee
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Wildfire Strong Wind Lightning
All 18 Hazard Scores
Wildfire 9.7
Strong Wind 9.1
Lightning 8.9
Cold Wave 7.5
Winter Weather 7.0
Landslide 6.6
Hail 6.3
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Tornado 4.8
Drought 4.8
Avalanche 4.5
Extreme Heat 4.2
Earthquake 3.5
Ice Storm 2.6
Hurricane 2.4
Riverine Flooding 1.0
How it compares
Wounded Knee 5.7
South Dakota avg. 4.9
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Wounded Knee
Other cities in South Dakota
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.