🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 84015

Clearfield, Utah

7.0out of 10
High Risk

Risk Summary for ZIP 84015

ZIP 84015 scores 7.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Earthquake Lightning

All 18 Hazard Scores

Earthquake
9.8
Avalanche
9.8
Lightning
9.7
Landslide
9.5
Volcanic Activity
9.5
Wildfire
9.2
Strong Wind
8.9
Winter Weather
8.9
Extreme Heat
8.8
Cold Wave
5.8
Tsunami
5.4
Coastal Flooding
4.9
Drought
4.8
Ice Storm
4.5
Tornado
4.3
Hail
2.8
Hurricane
2.4
Riverine Flooding
1.0

How it compares

ZIP 84015
7.0
Utah avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 84015, Utah

ZIP 84015 covers part of the Clearfield area, in the Great Plains. The surrounding region experiences dry conditions, hot summers, and heavy mountain snowfall, with significant avalanche risk in mountain terrain each winter shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 84015's composite natural disaster risk at 7.0 out of 10 β€” high risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for earthquake and lightning risk in their preparedness planning.

ZIP 84015's risk score, slightly above the 5.5/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are avalanche, earthquake, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, ZIP 84015 residents benefit from taking preparedness seriously. Reviewing insurance coverage for avalanche and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 84015: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Risk for the surrounding area

Local Factors for ZIP 84015

These city-level factors differentiate ZIP 84015 from other communities in Utah County and provide geographic context for its hazard exposure.

Population

71,812

Urban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.2/10

Coordinates

41.1207Β° N, 112.0613Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 84015

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Utah

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.