🌍 ClimateRiskCheck

Natural Disaster Risk in Elmo

Utah

5.1out of 10
Moderate Risk

Risk Summary for Elmo

Elmo scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Volcanic Activity Lightning

All 18 Hazard Scores

Volcanic Activity
9.5
Avalanche
9.5
Lightning
9.0
Landslide
8.3
Earthquake
7.0
Winter Weather
6.8
Wildfire
6.4
Tsunami
5.4
Coastal Flooding
4.9
Drought
4.8
Extreme Heat
4.1
Hurricane
2.4
Ice Storm
2.2
Tornado
1.7
Strong Wind
1.6
Hail
1.5
Cold Wave
1.5
Riverine Flooding
1.0

How it compares

Elmo
5.1
Utah avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Elmo, Utah

Elmo is a small community of about 629 in Emery County, in the Great Plains. The area experiences dry conditions, hot summers, and heavy mountain snowfall, with significant avalanche risk in mountain terrain each winter shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Elmo.

According to FEMA's National Risk Index, Elmo carries an overall risk score of 5.1/10, placing it in the moderate category. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. The area also faces notable exposure to volcano and lightning.

Elmo's risk score, slightly below the 5.5/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Emery County, the highest-scoring are avalanche, volcano, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Elmo's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Elmo: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Elmo

These city-level factors differentiate Elmo from other communities in Emery County and provide geographic context for its hazard exposure.

Population

629

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 6.4/10

Coordinates

39.4213Β° N, 110.7871Β° W

Emery County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Elmo

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Elmo

Other cities in Utah

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.