🌍 ClimateRiskCheck

Natural Disaster Risk in Loa

Utah

4.8out of 10
Moderate Risk

Risk Summary for Loa

Loa scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Volcanic Activity Avalanche

All 18 Hazard Scores

Landslide
9.5
Volcanic Activity
9.4
Avalanche
9.2
Winter Weather
7.7
Wildfire
5.9
Earthquake
5.4
Tsunami
5.4
Coastal Flooding
4.9
Extreme Heat
4.8
Lightning
4.7
Drought
4.0
Hurricane
2.4
Ice Storm
2.0
Cold Wave
1.6
Strong Wind
1.5
Tornado
1.4
Hail
1.4
Riverine Flooding
1.0

How it compares

Loa
4.8
Utah avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Loa, Utah

Loa, in Wayne County, is a small community of about 677 situated in the Great Plains. Its semi-arid climate brings dry conditions, hot summers, and heavy mountain snowfall, and in particular significant avalanche risk in mountain terrain each winter. These conditions collectively define the natural hazard environment that Loa residents and property owners must navigate.

According to FEMA's National Risk Index, Loa carries an overall risk score of 4.8/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to volcano and avalanche.

Within Utah, Loa's risk is, slightly below the 5.5/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Wayne County identifies landslide as the foremost hazard, followed by volcano and avalanche. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Loa residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Loa: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Loa

These city-level factors differentiate Loa from other communities in Wayne County and provide geographic context for its hazard exposure.

Population

677

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 5.9/10

Coordinates

38.4463Β° N, 111.6377Β° W

Wayne County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Loa

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Loa

Other cities in Utah

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.