🌍 ClimateRiskCheck

Natural Disaster Risk in Milford

Utah

5.3out of 10
Moderate Risk

Risk Summary for Milford

Milford scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Volcanic Activity

All 18 Hazard Scores

Avalanche
9.7
Landslide
9.4
Volcanic Activity
9.4
Wildfire
8.7
Winter Weather
8.7
Earthquake
7.8
Drought
6.1
Tsunami
5.4
Lightning
5.3
Coastal Flooding
4.9
Extreme Heat
4.1
Hurricane
2.4
Ice Storm
2.4
Strong Wind
1.7
Cold Wave
1.7
Tornado
1.4
Hail
1.4
Riverine Flooding
1.0

How it compares

Milford
5.3
Utah avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Milford, Utah

Milford is a small community of about 1,896 in Beaver County, in the Great Plains. The area experiences dry conditions, hot summers, and heavy mountain snowfall, with significant avalanche risk in mountain terrain each winter shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Milford.

FEMA rates Milford's composite natural disaster risk at 5.3 out of 10 β€” moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for landslide and volcano risk in their preparedness planning.

Milford's risk score, near the 5.5/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Beaver County, the highest-scoring are avalanche, landslide, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Milford's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Milford: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Milford

These city-level factors differentiate Milford from other communities in Beaver County and provide geographic context for its hazard exposure.

Population

1,896

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.7/10

Coordinates

38.4439Β° N, 113.0618Β° W

Beaver County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Milford

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Milford

Other cities in Utah

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.