🌍 ClimateRiskCheck

Natural Disaster Risk in Moab

Utah

4.5out of 10
Moderate Risk

Risk Summary for Moab

Moab scores 4.5/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Lightning Landslide

All 18 Hazard Scores

Avalanche
9.6
Lightning
8.9
Landslide
8.5
Wildfire
6.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.6
Earthquake
4.1
Extreme Heat
4.1
Winter Weather
3.5
Hurricane
2.4
Ice Storm
2.1
Tornado
1.7
Strong Wind
1.6
Hail
1.5
Cold Wave
1.5
Riverine Flooding
1.0

How it compares

Moab
4.5
Utah avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Moab, Utah

Moab, in Grand County, is a city of approximately 10,585 residents situated in the Great Plains. Its semi-arid climate brings dry conditions, hot summers, and heavy mountain snowfall, and in particular significant avalanche risk in mountain terrain each winter. These conditions collectively define the natural hazard environment that Moab residents and property owners must navigate.

Moab's overall natural disaster risk is rated 4.5/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include lightning and landslide.

Within Utah, Moab's risk is, slightly below the 5.5/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Grand County identifies avalanche as the foremost hazard, followed by lightning and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Moab's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Moab: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Moab

These city-level factors differentiate Moab from other communities in Grand County and provide geographic context for its hazard exposure.

Population

10,585

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 6.4/10

Coordinates

38.5390Β° N, 109.4592Β° W

Grand County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Moab

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Moab

Other cities in Utah

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.