Natural Disaster Risk in Morgan
Utah
Risk Summary for Morgan
Morgan scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Morgan, Utah
Located in the Great Plains in Morgan County, Morgan is a city of approximately 12,620 residents. The semi-arid climate that characterizes this part of Utah β marked by dry conditions, hot summers, and heavy mountain snowfall β directly influences the types and severity of natural hazards present, making Morgan a community where hazard awareness has real practical value.
FEMA rates Morgan's composite natural disaster risk at 4.6 out of 10 β moderate risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for volcano and landslide risk in their preparedness planning.
Relative to other U.S. communities, Morgan's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.5/10 state average. The hazard distribution here is led by avalanche and volcano, as measured by FEMA across Morgan County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Morgan residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.
What this means for Morgan: Avalanche preparedness
- Be aware of slope angles and recent snow loading, which drive avalanche risk.
- Properties in runout zones may require specialized hazard assessment and insurance.
- Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
Local Factors for Morgan
These city-level factors differentiate Morgan from other communities in Morgan County and provide geographic context for its hazard exposure.
Population
12,620
SuburbanGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 41.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 8.6/10
Coordinates
41.0224Β° N, 111.6723Β° W
Morgan County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Morgan
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Morgan
Other cities in Utah
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.