🌍 ClimateRiskCheck

Natural Disaster Risk in Summit

Utah

5.9out of 10
Moderate Risk

Risk Summary for Summit

Summit scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Wildfire Winter Weather

All 18 Hazard Scores

Wildfire
9.8
Volcanic Activity
9.8
Winter Weather
9.6
Landslide
9.2
Avalanche
9.0
Earthquake
8.8
Lightning
8.7
Drought
7.0
Tsunami
5.4
Extreme Heat
5.2
Coastal Flooding
4.9
Ice Storm
3.8
Hurricane
2.4
Strong Wind
2.4
Cold Wave
2.0
Tornado
1.6
Hail
1.5
Riverine Flooding
1.0

How it compares

Summit
5.9
Utah avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Summit, Utah

Located in the Great Plains in Iron County, Summit is a small unincorporated community. The semi-arid climate that characterizes this part of Utah β€” marked by dry conditions, hot summers, and heavy mountain snowfall β€” directly influences the types and severity of natural hazards present, making Summit a community where hazard awareness has real practical value.

FEMA rates Summit's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. Volcanic activity is the foremost natural hazard, with the area situated near active volcanic systems capable of producing lava flows, ashfall, and pyroclastic hazards. Residents should also account for wildfire and winter risk in their preparedness planning.

Relative to other U.S. communities, Summit's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.5/10 state average. The hazard distribution here is led by volcano and wildfire, as measured by FEMA across Iron County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Summit's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that volcano exposure is adequately protected is a worthwhile step for property owners.

What this means for Summit: Volcanic Activity preparedness

  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.

Local Factors for Summit

These city-level factors differentiate Summit from other communities in Iron County and provide geographic context for its hazard exposure.

Population

104

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.8/10

Coordinates

37.7971Β° N, 112.9417Β° W

Iron County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Summit

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Summit

Other cities in Utah

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.