🌍 ClimateRiskCheck

Natural Disaster Risk in Elizabeth

West Virginia

3.5out of 10
Low Risk

Risk Summary for Elizabeth

Elizabeth scores 3.5/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Tsunami Hurricane

All 18 Hazard Scores

Landslide
8.4
Tsunami
5.4
Hurricane
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.5
Ice Storm
3.5
Extreme Heat
2.9
Earthquake
2.3
Lightning
2.3
Strong Wind
2.1
Tornado
1.9
Winter Weather
1.9
Hail
1.8
Cold Wave
1.6
Wildfire
1.3
Riverine Flooding
1.0

How it compares

Elizabeth
3.5
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Elizabeth, West Virginia

Located in the interior eastern United States in Wirt County, Elizabeth is a town of roughly 3,363 residents. The humid continental climate that characterizes this part of West Virginia β€” marked by cold winters, warm summers, and mountainous terrain that intensifies flooding β€” directly influences the types and severity of natural hazards present, making Elizabeth a community where hazard awareness has real practical value.

Elizabeth's overall natural disaster risk is rated 3.5/10 (Low) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include tsunami and hurricane.

Relative to other U.S. communities, Elizabeth's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 5.0/10 state average. The hazard distribution here is led by landslide and tsunami, as measured by FEMA across Wirt County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Elizabeth carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” landslide β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Elizabeth: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Elizabeth

These city-level factors differentiate Elizabeth from other communities in Wirt County and provide geographic context for its hazard exposure.

Population

3,363

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.3/10

Coordinates

39.0634Β° N, 81.3764Β° W

Wirt County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Elizabeth

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Elizabeth

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.