🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 26143

Elizabeth, West Virginia

3.5out of 10
Low Risk

Risk Summary for ZIP 26143

ZIP 26143 scores 3.5/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Tsunami Hurricane

All 18 Hazard Scores

Landslide
8.4
Tsunami
5.4
Hurricane
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.5
Ice Storm
3.5
Extreme Heat
2.9
Earthquake
2.3
Lightning
2.3
Strong Wind
2.1
Tornado
1.9
Winter Weather
1.9
Hail
1.8
Cold Wave
1.6
Wildfire
1.3
Riverine Flooding
1.0

How it compares

ZIP 26143
3.5
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 26143, West Virginia

Located in the interior eastern United States, ZIP 26143 serves the Elizabeth community. The humid continental climate of this part of West Virginia β€” bringing cold winters, warm summers, and mountainous terrain that intensifies flooding β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 26143's overall natural disaster risk is rated 3.5/10 (Low) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include tsunami and hurricane.

Relative to other U.S. communities, ZIP 26143's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 5.0/10 state average. The hazard distribution here is led by landslide and tsunami, as measured by FEMA across West Virginia. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 26143 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” landslide β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 26143: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Risk for the surrounding area

Local Factors for ZIP 26143

These city-level factors differentiate ZIP 26143 from other communities in West Virginia County and provide geographic context for its hazard exposure.

Population

3,363

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.3/10

Coordinates

39.0634Β° N, 81.3764Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 26143

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.