Natural Disaster Risk in Lance Creek
Wyoming
Risk Summary for Lance Creek
Lance Creek scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Lance Creek, Wyoming
Located in the Great Plains in Niobrara County, Lance Creek is a small unincorporated community. The semi-arid climate that characterizes this part of Wyoming — marked by high winds, cold winters, and significant snowfall at elevation — directly influences the types and severity of natural hazards present, making Lance Creek a community where hazard awareness has real practical value.
Lance Creek's overall natural disaster risk is rated 3.9/10 (Low) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include tsunami and winter.
Relative to other U.S. communities, Lance Creek's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 5.3/10 state average. The hazard distribution here is led by wildfire and tsunami, as measured by FEMA across Niobrara County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Despite its lower-than-average risk classification, Lance Creek is not immune to natural hazards. Basic preparedness — an emergency kit, awareness of seasonal risks, and property insurance that covers wildfire — remains prudent for all residents.
What this means for Lance Creek: Wildfire preparedness
- Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
- Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
- Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
Local Factors for Lance Creek
These city-level factors differentiate Lance Creek from other communities in Niobrara County and provide geographic context for its hazard exposure.
Population
161
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 43.2°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High — long dry fire season
Fire score: 8.3/10
Coordinates
43.1631° N, 104.6499° W
Niobrara County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Lance Creek
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Lance Creek
Other cities in Wyoming
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.