🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 82222

Lance Creek, Wyoming

3.9out of 10
Low Risk

Risk Summary for ZIP 82222

ZIP 82222 scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Tsunami Winter Weather

All 18 Hazard Scores

Wildfire
8.3
Tsunami
5.4
Winter Weather
5.3
Volcanic Activity
5.1
Cold Wave
5.0
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.3
Earthquake
3.7
Hail
3.5
Drought
3.4
Tornado
2.4
Hurricane
2.4
Lightning
2.3
Ice Storm
2.0
Extreme Heat
1.8
Strong Wind
1.5
Riverine Flooding
1.0

How it compares

ZIP 82222
3.9
Wyoming avg.
5.3
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 82222, Wyoming

Located in the Great Plains, ZIP 82222 serves the Lance Creek community. The semi-arid climate of this part of Wyoming β€” bringing high winds, cold winters, and significant snowfall at elevation β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 82222's overall natural disaster risk is rated 3.9/10 (Low) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include tsunami and winter.

Relative to other U.S. communities, ZIP 82222's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 5.3/10 state average. The hazard distribution here is led by wildfire and tsunami, as measured by FEMA across Wyoming. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 82222 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” wildfire β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 82222: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Risk for the surrounding area

Local Factors for ZIP 82222

These city-level factors differentiate ZIP 82222 from other communities in Wyoming County and provide geographic context for its hazard exposure.

Population

161

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.3/10

Coordinates

43.1631Β° N, 104.6499Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 82222

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Wyoming

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.