Natural Disaster Risk — ZIP Code 05647

Natural Hazard Profile: ZIP 05647, Vermont

Located along the northeastern Atlantic Seaboard, ZIP 05647 serves the Cabot community. The humid continental climate of this part of Vermont — bringing long, snowy winters and cool summers — directly shapes the hazard exposure for properties in this postal area.

ZIP 05647's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include avalanche and winter.

Relative to other U.S. communities, ZIP 05647's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.1/10 state average. The hazard distribution here is led by landslide and avalanche, as measured by FEMA across Vermont. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 05647's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.