Natural Disaster Risk — ZIP Code 38961

Natural Hazard Profile: ZIP 38961, Mississippi

ZIP 38961 covers part of the Tillatoba area, in the interior eastern United States. The surrounding region experiences very hot, humid summers and mild winters, with overlapping tornado and hurricane seasons shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 38961's composite natural disaster risk at 5.2 out of 10 — moderate risk. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Residents should also account for earthquake and hurricane risk in their preparedness planning.

ZIP 38961's risk score, slightly below the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are lightning, earthquake, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, ZIP 38961 residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.