🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 39056

Clinton, Mississippi

8.1out of 10
Very High Risk

Risk Summary for ZIP 39056

ZIP 39056 scores 8.1/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Extreme Heat Strong Wind

All 18 Hazard Scores

Hail
9.9
Tornado
9.8
Strong Wind
9.8
Extreme Heat
9.8
Ice Storm
9.6
Lightning
9.5
Winter Weather
9.3
Earthquake
9.2
Hurricane
9.1
Cold Wave
9.1
Drought
8.3
Landslide
8.1
Wildfire
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

ZIP 39056
8.1
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

High-risk area β€” review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 39056, Mississippi

ZIP 39056 in Clinton sits in the interior eastern United States. Its humid subtropical climate produces very hot, humid summers and mild winters, and notably overlapping tornado and hurricane seasons. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 39056 carries an overall risk score of 8.1/10, placing it in the very high category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to heat and wind.

Within Mississippi, ZIP 39056's risk is, considerably above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Mississippi identifies hail as the foremost hazard, followed by heat and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

The very high risk environment in ZIP 39056 warrants proactive steps beyond standard preparedness. Review property insurance annually to ensure it covers the area's primary hazards, including hail. Establish a household emergency plan and keep supplies stocked, as the region's risk profile may require rapid response.

What this means for ZIP 39056: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Risk for the surrounding area

Local Factors for ZIP 39056

These city-level factors differentiate ZIP 39056 from other communities in Mississippi County and provide geographic context for its hazard exposure.

Population

26,836

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.0/10

Coordinates

32.3738Β° N, 90.3508Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 39056

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.