🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 39059

Crystal Springs, Mississippi

6.6out of 10
High Risk

Risk Summary for ZIP 39059

ZIP 39059 scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Tornado Hail

All 18 Hazard Scores

Landslide
9.9
Tornado
9.1
Hail
8.9
Hurricane
8.5
Extreme Heat
8.4
Strong Wind
7.7
Ice Storm
7.3
Lightning
6.8
Earthquake
6.2
Drought
6.0
Wildfire
5.6
Cold Wave
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
2.6
Riverine Flooding
1.0

How it compares

ZIP 39059
6.6
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 39059, Mississippi

ZIP 39059 in Crystal Springs sits in the Deep South. Its humid subtropical climate produces very hot, humid summers and mild winters, and notably overlapping tornado and hurricane seasons. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 39059 carries an overall risk score of 6.6/10, placing it in the high category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to tornado and hail.

Within Mississippi, ZIP 39059's risk is, slightly above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Mississippi identifies landslide as the foremost hazard, followed by tornado and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 39059 residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 39059: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Risk for the surrounding area

Local Factors for ZIP 39059

These city-level factors differentiate ZIP 39059 from other communities in Mississippi County and provide geographic context for its hazard exposure.

Population

11,919

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 32.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.6/10

Coordinates

31.9819Β° N, 90.3514Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 39059

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.