Natural Disaster Risk — ZIP Code 39148
Piney Woods, Mississippi
Risk Summary for ZIP 39148
ZIP 39148 scores 7.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: ZIP 39148, Mississippi
Located in the interior eastern United States, ZIP 39148 serves the Piney Woods community. The humid subtropical climate of this part of Mississippi — bringing very hot, humid summers and mild winters — directly shapes the hazard exposure for properties in this postal area.
ZIP 39148's overall natural disaster risk is rated 7.6/10 (High) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include tornado and heat.
Relative to other U.S. communities, ZIP 39148's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.1/10 state average. The hazard distribution here is led by hail and tornado, as measured by FEMA across Mississippi. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
ZIP 39148's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for ZIP 39148: Hail preparedness
- Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
- Document roof and property condition annually to streamline any future hail claims.
- Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
Risk for the surrounding area
Local Factors for ZIP 39148
These city-level factors differentiate ZIP 39148 from other communities in Mississippi County and provide geographic context for its hazard exposure.
Population
6
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 32.1°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 6.1/10
Coordinates
32.0616° N, 89.9946° W
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for ZIP 39148
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
Nearby ZIP codes
Other cities in Mississippi
Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only — consult official emergency management resources and a licensed insurer for property-specific advice.