🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 39451

Leakesville, Mississippi

5.1out of 10
Moderate Risk

Risk Summary for ZIP 39451

ZIP 39451 scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Wildfire Tornado

All 18 Hazard Scores

Hurricane
9.2
Wildfire
7.7
Tornado
6.2
Lightning
5.7
Extreme Heat
5.5
Landslide
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.4
Hail
4.2
Cold Wave
4.1
Earthquake
4.0
Strong Wind
3.9
Ice Storm
3.8
Winter Weather
2.8
Riverine Flooding
1.0

How it compares

ZIP 39451
5.1
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 39451, Mississippi

Located in the Deep South, ZIP 39451 serves the Leakesville community. The humid subtropical climate of this part of Mississippi β€” bringing very hot, humid summers and mild winters β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 39451's overall natural disaster risk is rated 5.1/10 (Moderate) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include wildfire and tornado.

Relative to other U.S. communities, ZIP 39451's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.1/10 state average. The hazard distribution here is led by hurricane and wildfire, as measured by FEMA across Mississippi. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 39451's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 39451: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Risk for the surrounding area

Local Factors for ZIP 39451

These city-level factors differentiate ZIP 39451 from other communities in Mississippi County and provide geographic context for its hazard exposure.

Population

7,323

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.7/10

Coordinates

31.1672Β° N, 88.6176Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 39451

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.