🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 57055

Renner, South Dakota

7.1out of 10
High Risk

Risk Summary for ZIP 57055

ZIP 57055 scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Tornado Winter Weather

All 18 Hazard Scores

Tornado
9.9
Ice Storm
9.9
Winter Weather
9.7
Cold Wave
9.6
Hail
9.3
Strong Wind
9.2
Extreme Heat
8.9
Drought
7.7
Wildfire
7.5
Lightning
6.1
Landslide
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.5
Avalanche
4.5
Hurricane
2.4
Riverine Flooding
1.0

How it compares

ZIP 57055
7.1
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 57055, South Dakota

Located in the interior eastern United States, ZIP 57055 serves the Renner community. The semi-arid continental climate of this part of South Dakota β€” bringing harsh winters, hot summers, and significant seasonal variation β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 57055's overall natural disaster risk is rated 7.1/10 (High) by FEMA's National Risk Index. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. Secondary hazards include tornado and winter.

Relative to other U.S. communities, ZIP 57055's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 4.9/10 state average. The hazard distribution here is led by ice storm and tornado, as measured by FEMA across South Dakota. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, ZIP 57055 residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 57055: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Risk for the surrounding area

Local Factors for ZIP 57055

These city-level factors differentiate ZIP 57055 from other communities in South Dakota County and provide geographic context for its hazard exposure.

Population

1,404

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.5/10

Coordinates

43.6664Β° N, 96.7397Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 57055

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.