🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 57110

Sioux Falls, South Dakota

7.1out of 10
High Risk

Risk Summary for ZIP 57110

ZIP 57110 scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Tornado Winter Weather

All 18 Hazard Scores

Tornado
9.9
Ice Storm
9.9
Winter Weather
9.7
Cold Wave
9.6
Hail
9.3
Strong Wind
9.2
Extreme Heat
8.9
Drought
7.7
Wildfire
7.5
Lightning
6.1
Landslide
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.5
Avalanche
4.5
Hurricane
2.4
Riverine Flooding
1.0

How it compares

ZIP 57110
7.1
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 57110, South Dakota

ZIP 57110 in Sioux Falls sits in the interior eastern United States. Its semi-arid continental climate produces harsh winters, hot summers, and significant seasonal variation, and notably severe blizzards and spring flooding. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 57110 carries an overall risk score of 7.1/10, placing it in the high category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to tornado and winter.

Within South Dakota, ZIP 57110's risk is, considerably above the 4.9/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of South Dakota identifies ice storm as the foremost hazard, followed by tornado and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 57110 residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 57110: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Risk for the surrounding area

Local Factors for ZIP 57110

These city-level factors differentiate ZIP 57110 from other communities in South Dakota County and provide geographic context for its hazard exposure.

Population

23,313

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.5/10

Coordinates

43.5444Β° N, 96.6381Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 57110

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.