🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 57623

Dupree, South Dakota

4.5out of 10
Moderate Risk

Risk Summary for ZIP 57623

ZIP 57623 scores 4.5/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Wildfire Winter Weather

All 18 Hazard Scores

Cold Wave
8.9
Wildfire
7.9
Winter Weather
6.8
Strong Wind
5.8
Tsunami
5.4
Ice Storm
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hail
4.0
Drought
3.9
Landslide
3.3
Extreme Heat
2.7
Hurricane
2.4
Earthquake
2.2
Tornado
2.2
Lightning
2.0
Riverine Flooding
1.0

How it compares

ZIP 57623
4.5
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 57623, South Dakota

ZIP 57623 in Dupree sits in the northern tier of the continental United States. Its semi-arid continental climate produces harsh winters, hot summers, and significant seasonal variation, and notably severe blizzards and spring flooding. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 57623 carries an overall risk score of 4.5/10, placing it in the moderate category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to wildfire and winter.

Within South Dakota, ZIP 57623's risk is, slightly below the 4.9/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of South Dakota identifies cold wave as the foremost hazard, followed by wildfire and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, ZIP 57623 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for ZIP 57623: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Risk for the surrounding area

Local Factors for ZIP 57623

These city-level factors differentiate ZIP 57623 from other communities in South Dakota County and provide geographic context for its hazard exposure.

Population

902

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.9/10

Coordinates

45.0159Β° N, 101.6593Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 57623

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.