🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 57626

Faith, South Dakota

3.9out of 10
Low Risk

Risk Summary for ZIP 57626

ZIP 57626 scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Winter Weather Cold Wave

All 18 Hazard Scores

Wildfire
7.3
Winter Weather
5.8
Cold Wave
5.6
Tsunami
5.4
Volcanic Activity
5.1
Ice Storm
5.0
Coastal Flooding
4.9
Avalanche
4.5
Hail
4.3
Drought
3.0
Strong Wind
2.8
Landslide
2.7
Hurricane
2.4
Tornado
2.3
Extreme Heat
1.9
Earthquake
1.8
Lightning
1.7
Riverine Flooding
1.0

How it compares

ZIP 57626
3.9
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 57626, South Dakota

ZIP 57626 in Faith sits in the Great Plains. Its semi-arid continental climate produces harsh winters, hot summers, and significant seasonal variation, and notably severe blizzards and spring flooding. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 57626 carries an overall risk score of 3.9/10, placing it in the low category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to winter and cold wave.

Within South Dakota, ZIP 57626's risk is, slightly below the 4.9/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of South Dakota identifies wildfire as the foremost hazard, followed by winter and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 57626 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” wildfire β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 57626: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Risk for the surrounding area

Local Factors for ZIP 57626

These city-level factors differentiate ZIP 57626 from other communities in South Dakota County and provide geographic context for its hazard exposure.

Population

979

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.3/10

Coordinates

44.9966Β° N, 102.1757Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 57626

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.