Natural Disaster Risk β ZIP Code 58324
Cando, North Dakota
Risk Summary for ZIP 58324
ZIP 58324 scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Ice Storm.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: ZIP 58324, North Dakota
Located in the northern tier of the continental United States, ZIP 58324 serves the Cando community. The continental climate of this part of North Dakota β bringing extremely cold winters and short, warm summers with prairie wind exposure β directly shapes the hazard exposure for properties in this postal area.
ZIP 58324's overall natural disaster risk is rated 3.8/10 (Low) by FEMA's National Risk Index. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. Secondary hazards include cold wave and wildfire.
Relative to other U.S. communities, ZIP 58324's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 4.7/10 state average. The hazard distribution here is led by ice storm and cold wave, as measured by FEMA across North Dakota. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
ZIP 58324 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β ice storm β warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for ZIP 58324: Ice Storm preparedness
- Keep walkways treated and avoid travel during freezing-rain events.
- Have a backup heat source and charged devices ready before winter storms arrive.
- Prepare for multi-day power outages, as ice accretion frequently downs power lines.
Risk for the surrounding area
Local Factors for ZIP 58324
These city-level factors differentiate ZIP 58324 from other communities in North Dakota County and provide geographic context for its hazard exposure.
Population
1,320
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Northern Continental
Latitude 48.5Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 6.2/10
Coordinates
48.4821Β° N, 99.2193Β° W
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for ZIP 58324
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
Nearby ZIP codes
Other cities in North Dakota
Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1β10 across all US counties. This information is for general awareness only β consult official emergency management resources and a licensed insurer for property-specific advice.