🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 58331

Egeland, North Dakota

3.8out of 10
Low Risk

Risk Summary for ZIP 58331

ZIP 58331 scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Cold Wave Wildfire

All 18 Hazard Scores

Ice Storm
7.5
Cold Wave
6.3
Wildfire
6.2
Tsunami
5.4
Winter Weather
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.6
Hail
3.0
Landslide
2.5
Hurricane
2.4
Tornado
1.9
Strong Wind
1.9
Extreme Heat
1.7
Lightning
1.5
Earthquake
1.3
Riverine Flooding
1.0

How it compares

ZIP 58331
3.8
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 58331, North Dakota

ZIP 58331 in Egeland sits in the northern tier of the continental United States. Its continental climate produces extremely cold winters and short, warm summers with prairie wind exposure, and notably severe blizzards and spring flooding. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 58331 carries an overall risk score of 3.8/10, placing it in the low category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to cold wave and wildfire.

Within North Dakota, ZIP 58331's risk is, slightly below the 4.7/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of North Dakota identifies ice storm as the foremost hazard, followed by cold wave and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 58331 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” ice storm β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 58331: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Risk for the surrounding area

Local Factors for ZIP 58331

These city-level factors differentiate ZIP 58331 from other communities in North Dakota County and provide geographic context for its hazard exposure.

Population

139

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 48.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.2/10

Coordinates

48.6401Β° N, 99.0929Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 58331

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.