Natural Disaster Risk — ZIP Code 58650

Natural Hazard Profile: ZIP 58650, North Dakota

ZIP 58650 covers part of the Regent area, in the northern tier of the continental United States. The surrounding region experiences extremely cold winters and short, warm summers with prairie wind exposure, with severe blizzards and spring flooding shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 58650's composite natural disaster risk at 4.6 out of 10 — moderate risk. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Residents should also account for hail and ice storm risk in their preparedness planning.

ZIP 58650's risk score, near the 4.7/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are winter, hail, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 58650's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that winter exposure is adequately protected is a worthwhile step for property owners.