🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 73030

Davis, Oklahoma

6.2out of 10
High Risk

Risk Summary for ZIP 73030

ZIP 73030 scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Wildfire Ice Storm

All 18 Hazard Scores

Landslide
9.6
Wildfire
8.5
Ice Storm
8.4
Hail
7.7
Tornado
7.3
Drought
7.2
Extreme Heat
6.9
Strong Wind
5.9
Tsunami
5.4
Hurricane
5.2
Volcanic Activity
5.1
Winter Weather
4.9
Coastal Flooding
4.9
Earthquake
4.5
Lightning
4.5
Avalanche
4.5
Cold Wave
4.3
Riverine Flooding
1.0

How it compares

ZIP 73030
6.2
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 73030, Oklahoma

Located in the interior eastern United States, ZIP 73030 serves the Davis community. The semi-arid climate of this part of Oklahoma β€” bringing hot summers, variable winters, and exposure at the center of Tornado Alley β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 73030's overall natural disaster risk is rated 6.2/10 (High) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include wildfire and ice storm.

Relative to other U.S. communities, ZIP 73030's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.4/10 state average. The hazard distribution here is led by landslide and wildfire, as measured by FEMA across Oklahoma. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 73030's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 73030: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Risk for the surrounding area

Local Factors for ZIP 73030

These city-level factors differentiate ZIP 73030 from other communities in Oklahoma County and provide geographic context for its hazard exposure.

Population

4,499

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.5/10

Coordinates

34.4714Β° N, 97.1858Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 73030

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.