Natural Disaster Risk — ZIP Code 73032

Dougherty, Oklahoma

6.2out of 10

High Risk

Risk Summary for ZIP 73032

Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.

Top Hazards

Landslide Wildfire Ice Storm

All 18 Hazard Scores

Landslide

9.6

Wildfire

8.5

Ice Storm

8.4

Hail

7.7

Tornado

7.3

Drought

7.2

Extreme Heat

6.9

Strong Wind

5.9

Tsunami

5.4

Hurricane

5.2

Volcanic Activity

5.1

Winter Weather

4.9

Coastal Flooding

4.9

Earthquake

4.5

Lightning

4.5

Avalanche

4.5

Cold Wave

4.3

Riverine Flooding

1.0

How it compares

ZIP 73032

6.2

Oklahoma avg.

6.4

US national avg.

4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk — check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Other cities in Oklahoma

Yukon7.2/10 Broken Arrow8.1/10 Oklahoma City7.9/10 Edmond8.0/10 Owasso8.1/10 Norman7.9/10 Tulsa8.1/10 Lawton7.7/10

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only — consult official emergency management resources and a licensed insurer for property-specific advice.