Natural Disaster Risk — ZIP Code 74533

Natural Hazard Profile: ZIP 74533, Oklahoma

Located in the interior eastern United States, ZIP 74533 serves the Caney community. The semi-arid climate of this part of Oklahoma — bringing hot summers, variable winters, and exposure at the center of Tornado Alley — directly shapes the hazard exposure for properties in this postal area.

ZIP 74533's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include ice storm and wildfire.

Relative to other U.S. communities, ZIP 74533's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.4/10 state average. The hazard distribution here is led by hail and ice storm, as measured by FEMA across Oklahoma. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 74533's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.