🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 74572

Tupelo, Oklahoma

5.6out of 10
Moderate Risk

Risk Summary for ZIP 74572

ZIP 74572 scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Wildfire Drought

All 18 Hazard Scores

Hail
9.7
Wildfire
8.8
Drought
8.5
Ice Storm
8.3
Landslide
6.1
Tornado
5.8
Extreme Heat
5.6
Tsunami
5.4
Hurricane
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
4.0
Cold Wave
4.0
Winter Weather
3.3
Lightning
2.9
Strong Wind
2.7
Riverine Flooding
1.0

How it compares

ZIP 74572
5.6
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 74572, Oklahoma

Located in the interior eastern United States, ZIP 74572 serves the Tupelo community. The semi-arid climate of this part of Oklahoma β€” bringing hot summers, variable winters, and exposure at the center of Tornado Alley β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 74572's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include wildfire and drought.

Relative to other U.S. communities, ZIP 74572's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.4/10 state average. The hazard distribution here is led by hail and wildfire, as measured by FEMA across Oklahoma. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 74572 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for ZIP 74572: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Risk for the surrounding area

Local Factors for ZIP 74572

These city-level factors differentiate ZIP 74572 from other communities in Oklahoma County and provide geographic context for its hazard exposure.

Population

803

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.8/10

Coordinates

34.6383Β° N, 96.4259Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 74572

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.