Natural Disaster Risk — ZIP Code 74827

Natural Hazard Profile: ZIP 74827, Oklahoma

Located in the interior eastern United States, ZIP 74827 serves the Atwood community. The semi-arid climate of this part of Oklahoma — bringing hot summers, variable winters, and exposure at the center of Tornado Alley — directly shapes the hazard exposure for properties in this postal area.

ZIP 74827's overall natural disaster risk is rated 6.1/10 (High) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include wildfire and ice storm.

Relative to other U.S. communities, ZIP 74827's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.4/10 state average. The hazard distribution here is led by hail and wildfire, as measured by FEMA across Oklahoma. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, ZIP 74827 residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.