🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 84103

Salt Lake City, Utah

7.3out of 10
High Risk

Risk Summary for ZIP 84103

ZIP 84103 scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Earthquake Wildfire

All 18 Hazard Scores

Earthquake
10.0
Avalanche
10.0
Wildfire
9.9
Winter Weather
9.9
Volcanic Activity
9.8
Lightning
9.5
Extreme Heat
9.4
Landslide
8.8
Tornado
7.5
Strong Wind
7.2
Hail
7.2
Tsunami
5.4
Drought
5.1
Coastal Flooding
4.9
Cold Wave
4.1
Ice Storm
2.8
Hurricane
2.4
Riverine Flooding
1.0

How it compares

ZIP 84103
7.3
Utah avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 84103, Utah

Located in the Great Plains, ZIP 84103 serves the Salt Lake City community. The semi-arid climate of this part of Utah β€” bringing dry conditions, hot summers, and heavy mountain snowfall β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 84103's overall natural disaster risk is rated 7.3/10 (High) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include earthquake and wildfire.

Relative to other U.S. communities, ZIP 84103's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.5/10 state average. The hazard distribution here is led by avalanche and earthquake, as measured by FEMA across Utah. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, ZIP 84103 residents benefit from taking preparedness seriously. Reviewing insurance coverage for avalanche and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 84103: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Risk for the surrounding area

Local Factors for ZIP 84103

These city-level factors differentiate ZIP 84103 from other communities in Utah County and provide geographic context for its hazard exposure.

Population

23,749

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.9/10

Coordinates

40.8034Β° N, 111.8471Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 84103

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Utah

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.