Natural Disaster Risk — ZIP Code 84523

Natural Hazard Profile: ZIP 84523, Utah

Located in the Great Plains, ZIP 84523 serves the Ferron community. The semi-arid climate of this part of Utah — bringing dry conditions, hot summers, and heavy mountain snowfall — directly shapes the hazard exposure for properties in this postal area.

ZIP 84523's overall natural disaster risk is rated 5.1/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include volcano and lightning.

Relative to other U.S. communities, ZIP 84523's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 5.5/10 state average. The hazard distribution here is led by avalanche and volcano, as measured by FEMA across Utah. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 84523's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.