🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 84626

Elberta, Utah

7.4out of 10
High Risk

Risk Summary for ZIP 84626

ZIP 84626 scores 7.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Earthquake Lightning

All 18 Hazard Scores

Wildfire
9.9
Earthquake
9.9
Lightning
9.9
Avalanche
9.9
Volcanic Activity
9.7
Extreme Heat
9.5
Winter Weather
9.5
Strong Wind
8.9
Landslide
7.9
Drought
7.2
Tornado
5.9
Ice Storm
5.9
Tsunami
5.4
Coastal Flooding
4.9
Cold Wave
4.9
Hail
4.0
Hurricane
2.4
Riverine Flooding
1.0

How it compares

ZIP 84626
7.4
Utah avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 84626, Utah

ZIP 84626 in Elberta sits in the Great Plains. Its semi-arid climate produces dry conditions, hot summers, and heavy mountain snowfall, and notably significant avalanche risk in mountain terrain each winter. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 84626 carries an overall risk score of 7.4/10, placing it in the high category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to earthquake and lightning.

Within Utah, ZIP 84626's risk is, considerably above the 5.5/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Utah identifies avalanche as the foremost hazard, followed by earthquake and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 84626 residents benefit from taking preparedness seriously. Reviewing insurance coverage for avalanche and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 84626: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Risk for the surrounding area

Local Factors for ZIP 84626

These city-level factors differentiate ZIP 84626 from other communities in Utah County and provide geographic context for its hazard exposure.

Population

396

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.9/10

Coordinates

39.9336Β° N, 111.9855Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 84626

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Utah

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.