Natural Disaster Risk — ZIP Code 84701

Natural Hazard Profile: ZIP 84701, Utah

ZIP 84701 in Richfield sits in the Great Plains. Its semi-arid climate produces dry conditions, hot summers, and heavy mountain snowfall, and notably significant avalanche risk in mountain terrain each winter. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 84701 carries an overall risk score of 5.3/10, placing it in the moderate category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to volcano and earthquake.

Within Utah, ZIP 84701's risk is, near the 5.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Utah identifies avalanche as the foremost hazard, followed by volcano and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 84701's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.