🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 84738

Ivins, Utah

6.1out of 10
High Risk

Risk Summary for ZIP 84738

ZIP 84738 scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Landslide Lightning

All 18 Hazard Scores

Wildfire
10.0
Lightning
9.9
Landslide
9.9
Volcanic Activity
9.7
Avalanche
9.7
Extreme Heat
9.2
Earthquake
8.3
Ice Storm
6.0
Winter Weather
5.4
Tsunami
5.4
Coastal Flooding
4.9
Drought
4.6
Hurricane
2.4
Strong Wind
2.4
Tornado
1.8
Hail
1.7
Cold Wave
1.7
Riverine Flooding
1.0

How it compares

ZIP 84738
6.1
Utah avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 84738, Utah

ZIP 84738 covers part of the Ivins area, in the Great Plains. The surrounding region experiences dry conditions, hot summers, and heavy mountain snowfall, with significant avalanche risk in mountain terrain each winter shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 84738's composite natural disaster risk at 6.1 out of 10 β€” high risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for landslide and lightning risk in their preparedness planning.

ZIP 84738's risk score, slightly above the 5.5/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are wildfire, landslide, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, ZIP 84738 residents benefit from taking preparedness seriously. Reviewing insurance coverage for wildfire and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 84738: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Risk for the surrounding area

Local Factors for ZIP 84738

These city-level factors differentiate ZIP 84738 from other communities in Utah County and provide geographic context for its hazard exposure.

Population

10,050

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 10.0/10

Coordinates

37.2099Β° N, 113.7089Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 84738

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Utah

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.