Natural Disaster Risk — ZIP Code 87747

Springer, New Mexico

5.3out of 10

Moderate Risk

Risk Summary for ZIP 87747

Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.

Top Hazards

Wildfire Lightning Avalanche

All 18 Hazard Scores

Wildfire

9.8

Lightning

8.9

Winter Weather

8.8

Avalanche

8.8

Landslide

7.8

Tsunami

5.4

Volcanic Activity

5.1

Coastal Flooding

4.9

Hail

4.8

Drought

4.7

Earthquake

4.4

Cold Wave

3.6

Extreme Heat

3.0

Tornado

2.7

Strong Wind

2.7

Hurricane

2.4

Ice Storm

2.0

Riverine Flooding

1.0

How it compares

ZIP 87747

5.3

New Mexico avg.

5.6

US national avg.

4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk — standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Other cities in New Mexico

Albuquerque7.5/10 Rio Rancho6.7/10 Santa Fe6.4/10 Los Lunas5.9/10 Farmington6.6/10 Clovis6.2/10 Hobbs6.8/10 Carlsbad6.7/10

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only — consult official emergency management resources and a licensed insurer for property-specific advice.