🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 88115

Dora, New Mexico

6.2out of 10
High Risk

Risk Summary for ZIP 88115

ZIP 88115 scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Drought Volcanic Activity

All 18 Hazard Scores

Wildfire
9.9
Drought
9.7
Volcanic Activity
9.5
Hail
9.1
Winter Weather
8.5
Strong Wind
7.9
Extreme Heat
7.0
Tornado
5.9
Hurricane
5.5
Tsunami
5.4
Coastal Flooding
4.9
Lightning
4.6
Avalanche
4.5
Ice Storm
3.9
Cold Wave
3.6
Earthquake
3.4
Landslide
1.9
Riverine Flooding
1.0

How it compares

ZIP 88115
6.2
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 88115, New Mexico

ZIP 88115 in Dora sits in the arid interior West. Its semi-arid climate produces hot, dry summers and cold winters with dramatic elevation variation, and notably a late-summer monsoon season with flash flood risk. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 88115 carries an overall risk score of 6.2/10, placing it in the high category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to drought and volcano.

Within New Mexico, ZIP 88115's risk is, slightly above the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of New Mexico identifies wildfire as the foremost hazard, followed by drought and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 88115's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 88115: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Risk for the surrounding area

Local Factors for ZIP 88115

These city-level factors differentiate ZIP 88115 from other communities in New Mexico County and provide geographic context for its hazard exposure.

Population

10

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.9/10

Coordinates

33.9318Β° N, 103.3447Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 88115

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.