🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 88134

Taiban, New Mexico

3.7out of 10
Low Risk

Risk Summary for ZIP 88134

ZIP 88134 scores 3.7/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Drought Wildfire

All 18 Hazard Scores

Volcanic Activity
9.3
Drought
8.2
Wildfire
8.0
Tsunami
5.4
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
3.3
Extreme Heat
2.5
Hurricane
2.4
Hail
2.1
Landslide
2.0
Ice Storm
1.9
Lightning
1.8
Cold Wave
1.8
Strong Wind
1.7
Earthquake
1.6
Tornado
1.6
Riverine Flooding
1.0

How it compares

ZIP 88134
3.7
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 88134, New Mexico

ZIP 88134 covers part of the Taiban area, in the arid interior West. The surrounding region experiences hot, dry summers and cold winters with dramatic elevation variation, with a late-summer monsoon season with flash flood risk shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 88134's composite natural disaster risk at 3.7 out of 10 β€” low risk. The threat from nearby active volcanoes tops the local risk profile, with potential hazards including ash fall that disrupts air travel and agriculture, and lava that threatens infrastructure. Residents should also account for drought and wildfire risk in their preparedness planning.

ZIP 88134's risk score, considerably below the 5.6/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are volcano, drought, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 88134 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” volcano β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 88134: Volcanic Activity preparedness

  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.

Risk for the surrounding area

Local Factors for ZIP 88134

These city-level factors differentiate ZIP 88134 from other communities in New Mexico County and provide geographic context for its hazard exposure.

Population

57

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.0/10

Coordinates

34.3741Β° N, 104.0049Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 88134

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.