🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 88136

Yeso, New Mexico

3.7out of 10
Low Risk

Risk Summary for ZIP 88136

ZIP 88136 scores 3.7/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Drought Wildfire

All 18 Hazard Scores

Volcanic Activity
9.3
Drought
8.2
Wildfire
8.0
Tsunami
5.4
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
3.3
Extreme Heat
2.5
Hurricane
2.4
Hail
2.1
Landslide
2.0
Ice Storm
1.9
Lightning
1.8
Cold Wave
1.8
Strong Wind
1.7
Earthquake
1.6
Tornado
1.6
Riverine Flooding
1.0

How it compares

ZIP 88136
3.7
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 88136, New Mexico

ZIP 88136 in Yeso sits in the arid interior West. Its semi-arid climate produces hot, dry summers and cold winters with dramatic elevation variation, and notably a late-summer monsoon season with flash flood risk. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 88136 carries an overall risk score of 3.7/10, placing it in the low category. Volcanic activity is the foremost natural hazard, with the area situated near active volcanic systems capable of producing lava flows, ashfall, and pyroclastic hazards. The area also faces notable exposure to drought and wildfire.

Within New Mexico, ZIP 88136's risk is, considerably below the 5.6/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of New Mexico identifies volcano as the foremost hazard, followed by drought and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 88136 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” volcano β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 88136: Volcanic Activity preparedness

  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.

Risk for the surrounding area

Local Factors for ZIP 88136

These city-level factors differentiate ZIP 88136 from other communities in New Mexico County and provide geographic context for its hazard exposure.

Population

118

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.0/10

Coordinates

34.2536Β° N, 104.8335Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 88136

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.