Natural Disaster Risk — ZIP Code 99550

Natural Hazard Profile: ZIP 99550, Alaska

Located in Alaska, the northernmost U.S. state, ZIP 99550 serves the Port Lions community. The subarctic climate of this part of Alaska — bringing subarctic conditions with extreme cold winters and brief summers — directly shapes the hazard exposure for properties in this postal area.

ZIP 99550's overall natural disaster risk is rated 4.4/10 (Moderate) by FEMA's National Risk Index. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. Secondary hazards include landslide and volcano.

Relative to other U.S. communities, ZIP 99550's natural disaster risk is near the U.S. national average of 4.5/10, near the 4.6/10 state average. The hazard distribution here is led by tsunami and landslide, as measured by FEMA across Alaska. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 99550's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tsunami exposure is adequately protected is a worthwhile step for property owners.