Natural Disaster Risk — ZIP Code 99644

Natural Hazard Profile: ZIP 99644, Alaska

ZIP 99644 in Ouzinkie sits in Alaska, the northernmost U.S. state. Its subarctic climate produces subarctic conditions with extreme cold winters and brief summers, and notably severe winter storms. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 99644 carries an overall risk score of 4.4/10, placing it in the moderate category. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. The area also faces notable exposure to landslide and volcano.

Within Alaska, ZIP 99644's risk is, near the 4.6/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Alaska identifies tsunami as the foremost hazard, followed by landslide and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 99644's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tsunami exposure is adequately protected is a worthwhile step for property owners.