🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 99689

Yakutat, Alaska

3.8out of 10
Low Risk

Risk Summary for ZIP 99689

ZIP 99689 scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Avalanche Landslide

All 18 Hazard Scores

Tsunami
9.8
Landslide
9.7
Avalanche
9.7
Earthquake
8.0
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
2.8
Hurricane
2.4
Drought
1.7
Ice Storm
1.7
Cold Wave
1.5
Wildfire
1.4
Tornado
1.3
Lightning
1.3
Strong Wind
1.2
Extreme Heat
1.2
Hail
1.1
Riverine Flooding
1.0

How it compares

ZIP 99689
3.8
Alaska avg.
4.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 99689, Alaska

ZIP 99689 in Yakutat sits in Alaska, the northernmost U.S. state. Its subarctic climate produces subarctic conditions with extreme cold winters and brief summers, and notably severe winter storms. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 99689 carries an overall risk score of 3.8/10, placing it in the low category. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. The area also faces notable exposure to avalanche and landslide.

Within Alaska, ZIP 99689's risk is, slightly below the 4.6/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Alaska identifies tsunami as the foremost hazard, followed by avalanche and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Despite its lower-than-average risk classification, ZIP 99689 is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers tsunami β€” remains prudent for all residents.

What this means for ZIP 99689: Tsunami preparedness

  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.

Risk for the surrounding area

Local Factors for ZIP 99689

These city-level factors differentiate ZIP 99689 from other communities in Alaska County and provide geographic context for its hazard exposure.

Population

527

Rural

Geographic Zone

Arctic / Subarctic

Permafrost & coastal erosion risk

Climate Band

Subarctic / Arctic

Latitude 59.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.4/10

Coordinates

59.5182Β° N, 139.4869Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 99689

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Alaska

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.