🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 99850

Juneau, Alaska

4.2out of 10
Moderate Risk

Risk Summary for ZIP 99850

ZIP 99850 scores 4.2/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Avalanche Landslide

All 18 Hazard Scores

Tsunami
9.9
Avalanche
9.8
Landslide
9.7
Volcanic Activity
9.3
Earthquake
6.9
Winter Weather
5.7
Coastal Flooding
4.9
Hurricane
2.4
Cold Wave
2.2
Ice Storm
1.9
Wildfire
1.7
Drought
1.7
Tornado
1.3
Lightning
1.3
Strong Wind
1.2
Extreme Heat
1.2
Hail
1.1
Riverine Flooding
1.0

How it compares

ZIP 99850
4.2
Alaska avg.
4.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 99850, Alaska

Located in Alaska, the northernmost U.S. state, ZIP 99850 serves the Juneau community. The subarctic climate of this part of Alaska β€” bringing subarctic conditions with extreme cold winters and brief summers β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 99850's overall natural disaster risk is rated 4.2/10 (Moderate) by FEMA's National Risk Index. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. Secondary hazards include avalanche and landslide.

Relative to other U.S. communities, ZIP 99850's natural disaster risk is near the U.S. national average of 4.5/10, near the 4.6/10 state average. The hazard distribution here is led by tsunami and avalanche, as measured by FEMA across Alaska. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 99850 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tsunami is recommended.

What this means for ZIP 99850: Tsunami preparedness

  • Learn your community evacuation routes and the location of designated assembly areas.
  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.

Risk for the surrounding area

Local Factors for ZIP 99850

These city-level factors differentiate ZIP 99850 from other communities in Alaska County and provide geographic context for its hazard exposure.

Population

N/A

Rural

Geographic Zone

Arctic / Subarctic

Permafrost & coastal erosion risk

Climate Band

Subarctic / Arctic

Latitude 58.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.7/10

Coordinates

58.4882Β° N, 135.4843Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 99850

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Alaska

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.