Natural Disaster Risk — ZIP Code 99714

Natural Hazard Profile: ZIP 99714, Alaska

ZIP 99714 covers part of the Salcha area, in Alaska, the northernmost U.S. state. The surrounding region experiences subarctic conditions with extreme cold winters and brief summers, with severe winter storms shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 99714's composite natural disaster risk at 5.8 out of 10 — moderate risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for earthquake and wildfire risk in their preparedness planning.

ZIP 99714's risk score, slightly above the 4.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are landslide, earthquake, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 99714's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.