🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 99729

Cantwell, Alaska

5.8out of 10
Moderate Risk

Risk Summary for ZIP 99729

ZIP 99729 scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Earthquake Tsunami

All 18 Hazard Scores

Avalanche
10.0
Earthquake
9.9
Tsunami
9.8
Volcanic Activity
9.8
Landslide
9.7
Wildfire
9.5
Winter Weather
9.4
Cold Wave
6.6
Lightning
6.0
Coastal Flooding
4.9
Ice Storm
3.1
Hurricane
2.4
Drought
1.7
Hail
1.5
Tornado
1.3
Strong Wind
1.2
Extreme Heat
1.2
Riverine Flooding
1.0

How it compares

ZIP 99729
5.8
Alaska avg.
4.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 99729, Alaska

ZIP 99729 covers part of the Cantwell area, in Alaska, the northernmost U.S. state. The surrounding region experiences subarctic conditions with extreme cold winters and brief summers, with severe winter storms shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 99729's composite natural disaster risk at 5.8 out of 10 β€” moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for earthquake and tsunami risk in their preparedness planning.

ZIP 99729's risk score, slightly above the 4.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are avalanche, earthquake, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 99729's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 99729: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Risk for the surrounding area

Local Factors for ZIP 99729

These city-level factors differentiate ZIP 99729 from other communities in Alaska County and provide geographic context for its hazard exposure.

Population

128

Rural

Geographic Zone

Arctic / Subarctic

Permafrost & coastal erosion risk

Climate Band

Subarctic / Arctic

Latitude 63.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.5/10

Coordinates

63.2269Β° N, 148.1012Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 99729

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Alaska

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.