🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 99740

Fort Yukon, Alaska

5.2out of 10
Moderate Risk

Risk Summary for ZIP 99740

ZIP 99740 scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Avalanche Landslide

All 18 Hazard Scores

Cold Wave
9.8
Avalanche
9.7
Landslide
9.5
Volcanic Activity
9.5
Wildfire
9.4
Winter Weather
8.2
Earthquake
7.8
Tsunami
5.4
Coastal Flooding
4.9
Ice Storm
3.3
Hurricane
2.4
Lightning
2.4
Drought
1.7
Tornado
1.3
Strong Wind
1.3
Hail
1.3
Extreme Heat
1.2
Riverine Flooding
1.0

How it compares

ZIP 99740
5.2
Alaska avg.
4.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 99740, Alaska

ZIP 99740 in Fort Yukon sits in Alaska, the northernmost U.S. state. Its subarctic climate produces subarctic conditions with extreme cold winters and brief summers, and notably severe winter storms. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 99740 carries an overall risk score of 5.2/10, placing it in the moderate category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to avalanche and landslide.

Within Alaska, ZIP 99740's risk is, slightly above the 4.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Alaska identifies cold wave as the foremost hazard, followed by avalanche and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, ZIP 99740 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for ZIP 99740: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Risk for the surrounding area

Local Factors for ZIP 99740

These city-level factors differentiate ZIP 99740 from other communities in Alaska County and provide geographic context for its hazard exposure.

Population

656

Rural

Geographic Zone

Arctic / Subarctic

Permafrost & coastal erosion risk

Climate Band

Subarctic / Arctic

Latitude 67.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.4/10

Coordinates

67.7076Β° N, 143.9513Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 99740

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Alaska

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.