Natural Disaster Risk — ZIP Code 99772

Natural Hazard Profile: ZIP 99772, Alaska

Located in Alaska, the northernmost U.S. state, ZIP 99772 serves the Shishmaref community. The subarctic climate of this part of Alaska — bringing subarctic conditions with extreme cold winters and brief summers — directly shapes the hazard exposure for properties in this postal area.

ZIP 99772's overall natural disaster risk is rated 4.8/10 (Moderate) by FEMA's National Risk Index. Volcanic hazard exposure defines the local risk environment, driven by proximity to one of the most active volcanic systems in the United States. Secondary hazards include cold wave and avalanche.

Relative to other U.S. communities, ZIP 99772's natural disaster risk is near the U.S. national average of 4.5/10, near the 4.6/10 state average. The hazard distribution here is led by volcano and cold wave, as measured by FEMA across Alaska. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 99772's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that volcano exposure is adequately protected is a worthwhile step for property owners.