🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 99766

Point Hope, Alaska

3.8out of 10
Low Risk

Risk Summary for ZIP 99766

ZIP 99766 scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Cold Wave Winter Weather

All 18 Hazard Scores

Avalanche
9.2
Cold Wave
8.7
Winter Weather
8.4
Earthquake
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
2.5
Hurricane
2.4
Wildfire
2.2
Ice Storm
2.2
Drought
1.7
Tornado
1.3
Lightning
1.3
Strong Wind
1.2
Extreme Heat
1.2
Hail
1.1
Riverine Flooding
1.0

How it compares

ZIP 99766
3.8
Alaska avg.
4.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 99766, Alaska

Located in Alaska, the northernmost U.S. state, ZIP 99766 serves the Point Hope community. The subarctic climate of this part of Alaska β€” bringing subarctic conditions with extreme cold winters and brief summers β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 99766's overall natural disaster risk is rated 3.8/10 (Low) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include cold wave and winter.

Relative to other U.S. communities, ZIP 99766's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 4.6/10 state average. The hazard distribution here is led by avalanche and cold wave, as measured by FEMA across Alaska. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Despite its lower-than-average risk classification, ZIP 99766 is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers avalanche β€” remains prudent for all residents.

What this means for ZIP 99766: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Risk for the surrounding area

Local Factors for ZIP 99766

These city-level factors differentiate ZIP 99766 from other communities in Alaska County and provide geographic context for its hazard exposure.

Population

832

Rural

Geographic Zone

Arctic / Subarctic

Permafrost & coastal erosion risk

Climate Band

Subarctic / Arctic

Latitude 68.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.2/10

Coordinates

68.2910Β° N, 166.0426Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 99766

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Alaska

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.