Natural Disaster Risk — ZIP Code 39530

Natural Hazard Profile: ZIP 39530, Mississippi

ZIP 39530 in Biloxi sits in the Deep South. Its humid subtropical climate produces very hot, humid summers and mild winters, and notably overlapping tornado and hurricane seasons. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 39530 carries an overall risk score of 7.8/10, placing it in the high category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and lightning.

Within Mississippi, ZIP 39530's risk is, considerably above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Mississippi identifies coastal flood as the foremost hazard, followed by hurricane and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 39530 residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.