Natural Disaster Risk in Biloxi

Natural Hazard Profile: Biloxi, Mississippi

Biloxi, in Harrison County, is a city of approximately 36,662 residents situated in the Deep South. Its humid subtropical climate brings very hot, humid summers and mild winters, and in particular overlapping tornado and hurricane seasons. These conditions collectively define the natural hazard environment that Biloxi residents and property owners must navigate.

Biloxi's overall natural disaster risk is rated 7.8/10 (High) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include hurricane and lightning.

Within Mississippi, Biloxi's risk is, considerably above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Harrison County identifies coastal flood as the foremost hazard, followed by hurricane and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Biloxi's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.